Today’s the first time in maybe a month or more that I feel like a human being. After ongoing weeks of feeling unwell, tired and hazy it’s a delight and almost a surprise to have energy, ideas and the feeling that I can do a full day’s work. (See Working in the real world.)
Yesterday I paid a second visit to the osteopath and my back pain is now almost completely gone. The cough and cold linger, but are mere vestiges.
Then more good news arrived in today’s mail: the ACC have accepted my back injury claim and are contributing to the costs of visiting the osteopath. They even offered support for other things such as help with housework, cost of prescriptions, and a rehabilitation plan, but luckily I have no need of those things.
For those readers who aren’t Kiwis and don’t know what ACC is: it refers to the Accident Compensation Corporation. Employers pay a premium into what is essentially an insurance scheme (as a self-employed person I pay too).
If anyone’s injured on the job, or during recreation or ordinary daily life then ACC pays out towards costs of recovery (except when they reject a claim).
New Zealand’s accident compensation scheme provides 24-hour no-fault personal injury insurance cover.
Even though you probably think “it’ll never happen to me,” injuries can and do affect people every day. If you are injured, the Accident Compensation Corporation, is here to help with your recovery and getting things back on track.
New Zealand is the only country where you’re protected with this kind of comprehensive personal injury cover – even if it was something you did that caused the injury.
It doesn’t cover sickness, just accident and injury. I think the last time I claimed was in about 1979 or so for a skiing accident where I sprained my thumb. I couldn’t hold a pen for about 3 days and needed treatments involving immersing my forearm in hot wax. I guess I’m a good risk.